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Broker Ben's California Mortgages |
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Get 100% mortgage financing even if you've had a previous bankruptcy, foreclosure, charge-offs, judgments, collections, low FICO credit scores or late mortgage payments.
Since 1989, I have provided superior levels of service and low-cost real estate financing for my home loan clients throughout California. Through superlender Clarion Mortgage Capital, I can offer thousands of home loan programs from 200 plus wholesale lenders at a savings of hundreds or thousands of dollars compared to my competitors.
Specialty Lending for Special Situations.
I specialize in personalized, nonprime and Alt-A mortgage financing solutions. I work primarily with people who have bad credit (subprime credit), income documentation concerns (limited income documentation), etc. Qualifying is easier than you think.
Home Loans Made Easy: Bad Credit is OK! If you have credit problems or cannot document income (or prefer not to), you should work with an experienced broker who specializes in subprime and Alt-A mortgage lending.
There are no cookie cutter alt-A or subprime mortgages. You need a mortgage broker who understands the nuances of unique situations. Every borrower is different; underwriting guidelines are voluminous (thousands of pages), complex, and changing daily; plus customers with special mortgage needs do NOT want to deal with a loan officer who thinks that borrowers with subprime/Alt-A needs are inferior simply because the loan officer deals primarily with A credit borrowers.
Knowledge is Power. Nonprime mortgage lending is complex and specialization is critical! I make it my business to stay constantly aware of mortgage programs in my area of specialization. This means that I read underwriting guidelines so I can avoid newbie errors and save my clients trouble and heartache. Experience and specialization yield high efficiency thereby saving my clients time and money. If necessary, I can close a nonprime or Alt-A refinance or purchase home loan in less than a week.
Call for a Free Consultation. Call 888-337-9944 for a free, friendly, no-obligation consultation or send an email to hello@brokerben.com. I do not work banker’s hours so you can reach me morning, afternoon, or evening. I look forward to assisting you in meeting your mortgage loan needs.
Applying is Easy... apply online or by phone or by fax.
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I fund mortgage loans throughout California including Northern California, Southern California, and the Central Valley.
California Metropolitan Statistical Areas served include San Jose-San Francisco-Oakland, Los Angeles-Long Beach,
Santa Ana-Irvine-Anaheim, Riverside-San Bernardino, and San Diego. See a partial list of cities and counties below: |
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- Anaheim
- Berkeley
- Elk Grove
- Fremont
- Fresno
- Irvine
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- Long Beach
- Los Angeles
- Oakland
- Rancho Cucamonga
- Sacramento
- San Bernardino
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- San Diego
- San Francisco
- San Jose
- San Mateo
- Santa Ana
- Santa Clara
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- Alameda County
- Contra Costa County
- Fresno County
- Los Angeles County
- Marin County
- Napa County
- Orange County
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- Placer County
- Riverside County
- Sacramento County
- San Bernardino County
- San Diego County
- San Francisco County
- San Luis Obispo County
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- San Mateo County
- Santa Barbara County
- Santa Clara County
- Santa Cruz County
- Solano County
- Sonoma County
- Ventura County
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© Broker Ben. Licensed by the California Department of Real Estate; license number 01036600
Clarion Mortgage Capital is licensed by the California Department of Real Estate; license number 01245811
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